Good BudgetWith each paycheck, consumers add money to their envelopes as needed to pay bills, reach certain goals, and save money. Once the money is allocated, it’s easy to see how much discretionary income is left over. Consumers are able to keep from overspending. The basic app is free and allows up to 10 envelopes. The pro version is more robust and allows for more envelopes, account history, and provides other financial tools.